Hello, financial enthusiasts! If you want to achieve true financial freedom, you have to find strategies to motivate yourself to stay on track. Reading financially independent quotes can help you stay focused and on track with your financial goals.
So I’ve compiled a list of 110 super-inspiring quotes from some of the world’s most famous people, all of which are intended to help you attain financial independence. These quotes have the aim to give you that additional push, break down any boundaries, and seize opportunities that come your way.
So dive in and let these quotes motivate you to achieve the financial security and freedom you deserve.
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Inspiring Be Financially Independent Quotes
1. “The more your money works for you, the less you have to work for money.” — Idowu Koyenikan
2. “Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.” — Zig Ziglar
3. “To get rich, you have to be making money while you’re asleep.” — David Bailey
4. “To be wealthy you must develop a burning desire for wealth and financial independence.” — Brian Tracy
5. “The quickest way to double your money is to fold it over and put it back in your pocket.” — Will Rogers
6. “Budgeting has only one rule: Do not go over budget.” — Leslie Tayne
7. “Money is a terrible master but an excellent servant.” — PT Barnum
8. “Millions wish for financial freedom, but only those that make it a priority have millions.” — Oscar Auliq-Ice
9. “Your assets are your employees. Invest more on those performing well. Let the non-performers go.” — Manoj Arora
10. “Opportunity is missed by most people because it is dressed in overalls and looks like work.” — Thomas Edison
11. “The rich invest their money and spend what is left; the poor spend their money and invest what is left.” — Jim Rohn
Also read: 121 Easy Inspirational Quotes about Challenging Yourself
12. “Someone is sitting in the shade today because someone planted a tree a long time ago.” — Warren Buffett
13. “The secret to wealth is simple: Find a way to do more for others than anyone else does. Become more valuable. Do more. Give more. Be more. Serve more.” — Tony Robbins
14. “Both poverty and riches are the offspring of thought.” — Napoleon Hill
15. “Money, like emotions, is something you must control to keep your life on the right track.” — Natasha Munson
16. “If you want to be financially-free, you need to become a different person than you are today and let go of whatever has held you back in the past.” — Robert Kiyosaki
17. “If you wish to get rich, save what you get. A fool can earn money; but it takes a wise man to save and dispose of it to his own advantage.” — Brigham Young
18. “Every time you borrow money, you’re robbing your future self.” — Nathan W. Morris
19. “Wealth is the ability to fully experience life.” — Henry David Thoreau
20. “The key to fast-tracking financial freedom is to make and invest as much money as early and frequently as you can.” — Grant Sabatier
21. “Real estate is attractive because it leads people closer to financial independence—the ability to live life on one’s own terms, rather than simply earning enough to pay bills and survive.” — Joshua Dorkin
22. “You will never know true freedom until you achieve financial freedom.” — Robert T. Kiyosaki
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23. “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” — Albert Einstein
24. “It’s easier to accumulate wealth if you don’t live in a high-status neighborhood.” — Thomas J. Stanley
25. “The first step towards getting somewhere is to decide that you are not going to stay where you are.” — J.P. Morgan
26. “I remember saying to my mentor, ‘If I had more money, I would have a better plan.’ He quickly responded, ‘I would suggest that if you had a better plan, you would have more money.’ You see, it’s not the amount that counts; it’s the plan that counts.” — Jim Rohn
27. “That man is richest whose pleasures are cheapest.” — Henry David Thoreau
28. “Financial independence is the ability to live from the income of your own personal resources.” — Jim Rohn
29. “You can be rich by having more than you need, or by needing less than you have.” — Tony Robbins
30. “Remember to remember your power—everything you’ve learned with these steps to financial freedom—and put it all into practice every day, because in the grand scheme of life, you’ll never really know how things are meant to turn out until they turn out.” — Suze Orman
31. “Fortune sides with him who dares.” — Virgil
32. “Starting out to make money is the greatest mistake in life. Do what you feel you have a flair for doing, and if you are good enough at it, the money will come.” — Greer Garson
33. “Hаbіtѕ оf fіnаnсіаl ѕuссеѕѕ аrе lеаrnаblе, as аll hаbіtѕ аrе, bу practice аnd rереtіtіоn.” — Shane Johnston
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34. “A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.” — Alexa Von Tobel
35. “My definition of financial freedom is simple: it is the ability to live the lifestyle you desire without having to work or rely on anyone else for money.” — T. Harv Eker
36. “It takes as much energy to wish as it does to plan.” — Eleanor Roosevelt
37. “When you understand that your self-worth is not determined by your net worth, then you’ll have financial freedom.” — Suze Orman
38. “Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing.” — J. Paul Getty
39. “A good financial plan is a road map that shows us exactly how the choices we make today will affect our future.” — Alexa Von Tobel
40. “Rule No. 1: Never lose money. Rule No. 2: Never forget rule No.1.” —Warren Buffett
41. “Whenever we spend money instead of investing it, we are actually taking from ourselves—we are taking both the time we spend to make the money and the future freedom it can buy.” — Grant Sabatier
42. “Money grows on the tree of persistence.” — Japanese proverb
43. “At least eighty percent of millionaires are self-made. That is, they started with nothing but ambition and energy, the same way most of us start.” — Brian Tracy
44. “It’s not your salary that makes you rich; it’s your spending habits.” — Charles A. Jaffe
Also read: 119 Simple Trust the Magic of New Beginnings Quotes
45. “If you want to reap financial blessings, you have to sow financially.” — Joel Osteen
46. “Being rich is having money; being wealthy is having time.” — Margaret Bonnano
47. “You can make excuses and earn sympathy, or you can make money and earn admiration. The choice is always yours…” — Manoj Arora
48. “Debt is a dream killer.” — Kerry Hannon
49. “Never depend on a single income. Make an investment to create a second source.” — Warren Buffett
50. “When you buy a bigger house, another luxury car, or a fancy boat, you are showing people that you used to have money.” — Christopher Manske
51. “More important than the how we achieve financial freedom, is the why. Find your reasons why you want to be free and wealthy.” — Robert Kiyosaki
52. “Wealth isn’t what you earn, it’s what you KEEP.” ― Todd Havens
53. “The way to stop financial joyriding is to arrest the chauffeur, not the automobile.” — Woodrow Wilson
54. “To become financially independent you must turn part of your income into capital; turn capital into enterprise; enterprise into profit; turn profit into investment; and turn investment into financial independence.” — Jim Rohn
55. “I have discovered in life that there are ways of getting almost anywhere you want to go, if you really want to go.” — Lanston Hughes
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Financial Independence Quotes for Women
56. “Liberty for a woman comes from the ability to make financial decisions for her life.” — Reema Bint Bandar Al Saud
57. “Never spend your money before you have earned it.” — Thomas Jefferson
58. “I work hard, I make my own living and I love it. I like having financial independence.” — Salma Hayek
59. “Beware of little expenses; a small leak will sink a great ship.” — Benjamin Franklin
60. “Financial freedom is freedom from fear.” — Robert Kiyosaki
61. “Money won’t create success, but the freedom to make choices will lead to success in all areas of your life including financial independence.” — Oprah Winfrey
62. “My feeling is that maintaining financial independence is also a healthy way to keep my feet on the ground.” — Valerie Trierweiler
63. “I think the sexiest thing about a woman is confidence, but confidence in a humble way, not in an arrogant way. I think a woman who is financially independent and can stand on her own two feet is really attractive.” — Connie Britton
64. “I think every woman should have a financial independence, but… it’s not just for the money. It’s for the security and the power that comes with it.” — Reba McEntire
65. “You become financially free when your passive income exceeds your expenses.” — T. Harv Eker
66. “Being financially independent means having the power to make your own choices and live life on your own terms.” — Rebeca Mojica
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67. “I believe that it is as much a right and duty for women to do something with their lives as for men and we are not going to be satisfied with such frivolous parts as you give us.” — Louisa May Alcott
68. “Realise that your dreams of financial independence have already come true on the mental plane, by the time you desire them or become aware of them.” — Catherine Ponder
69. “I have not lived as a woman. I have lived as a man. I’ve just done what I damn well wanted to, and I made enough money to support myself. That’s why I haven’t written much about women. Women have always been tough for me.” — Katherine Hepburn
70. “Stay on top of your finances. Don’t leave that up to others.” — Leif Garrett
71. “I don’t want to be a passenger in my own life.” — Diane Ackerman
72. “Financial independence is paramount. My mom always says that when a woman is financially independent, she has the ability to live life on her own terms. I think that was the soundest advice that I ever got. No matter where you go in life or who you get married to, you have to be financially independent — whether you use it or not.” — Priyanka Chopra
73. “I’m not afraid of hard work. I’ve had some great jobs along the way, but the most meaningful and rewarding work I’ve done has been as a mother and a homemaker.” — Mary Kay Ash
74. “Your economic security does not lie in your job; it lies in your own power to produce – to think, to learn, to create, to adapt. That’s true financial independence. It’s not having wealth; it’s having the power to produce wealth.” — Stephen Covey
75. “I’m not interested in being anyone’s arm candy, I’m not interested in being anyone’s accessory. I’m interested in being valued for who I am.” — Gloria Steinem
76. “I truly believe that women should be financially independent from their men. And, let’s face it, money gives men the power to run the show. It gives men the power to define value. They define what’s sexy. And, men define what’s feminine. It’s ridiculous.” — Beyoncé, singer-songwriter
77. “A girl should be two things: who and what she wants.” — Coco Chanel
Also read: 100+ Bold I don’t Need Validation from Anyone Quotes
78. “A woman’s best protection is a little money of her own.” — Clare Booth Luce
79. “A lot of people are afraid to say what they want. That’s why they don’t get what they want.” — Madonna
80. “It (being financially independent) gives you a different kind of freedom. Today, I am not dependent on my parents, nor do I need to depend on a man from a financial point of view. And, it is a nice feeling.” — Deepika Padukone
81. “And God will generously provide all you need. Then you will always have everything you need and plenty left over to share with others.” — 2 Corinthians 9:8
82. “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” — Ayn Rand
83. “Rich people believe ‘I create my life.’ Poor people believe ‘Life happens to me.’” — T. Harv Eker
84. “Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate.” — William A. Ward
85. “A tragic irony of life is that we so often achieve success or financial independence after the chief reason for which we sought it has passed away.” — Ellen Glasgow
86. “The interesting thing is: if you do it for love, the money comes anyway.” — Richard St. John
87. “I also learned that I love making money. Anyone who is not afraid of work will be happy with the money they make.” — Gene Simmons
88. “To become financially independent, you must turn part of your income into capital; turn capital into enterprise; turn enterprise into profit; turn profit into investment; and turn investment into financial independence.” —Jim Rohn
Also read: 119 Powerful Quotes about Raising Strong Daughters
89. “Give a woman a dollar, and she can put it to good use. Teach her about how money really works, and she can change the world.” — Linda Davis Taylor
90. “You must gain control over your money or the lack of it will forever control you.” — Dave Ramsey
91. “Financial independence is about having more choices.” — Robert Kiyosaki
92. “People say that money is not the key to happiness, but I always figured if you have enough money, you can have a key made.” — Joan Rivers
93. “If you’re saving, you’re succeeding.” — Steve Burkholder
94. “Know what you own, and know why you own it.” — Peter Lynch
95. “To attract money, you must focus on wealth. It is impossible to bring more money into your life when you are noticing you do not have enough, because that means you are thinking thoughts that you do not have enough.” — Rhonda Byrne
96. “Too many people spend money they earned… to buy things they don’t want… to impress people that they don’t like.” — Will Rogers
97. “You don’t want to pursue money. You want to deserve money.” — Origin uncertain
98. “I believe that through knowledge and discipline, financial peace is possible for all of us.” — Dave Ramsey
99. “Whatever your income, always live below your means.” — Thomas J. Stanley
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100. “The goal isn’t more money. The goal is living life on your terms.” — Chris Brogan
101. “An investment in knowledge pays the best interest.” — Benjamin Franklin
102. “If you make meaning, you’ll make money.” — Guy Kawasaki
103. “When money flows into the hands of women, who have the authority to use it, everything changes — for women, their families, and their communities.” — Melinda Gates
104. “I love making money, but you can’t live your life waiting to get rich in a job that no longer feeds you artistically.” — Julianna Margulies
105. “Risk comes from not knowing what you’re doing.” — Warren Buffett
106. “The secret to creating lasting financial change is to decide to pay yourself first and then make it automatic.” — David Bach
107. “Wealth is not about having a lot of money; it’s about having a lot of options.” — Chris Rock
108. “Formal education will make you a living; self-education will make you a fortune.” — Jim Rohn
109. “I believe that through knowledge and discipline, financial peace is possible for all of us.” — Dave Ramsey
110. “Money follows art. Money wants what it can’t buy. Class and talent. And remember while there’s a talent for making money, it takes real talent to know how to spend it.” — Candace Bushnell
Final Thoughts
In the struggle to develop wealth and achieve economic independence, one must become an active member who wins the game with bold judgments. This financial freedom is the result of excellent guidance from leading figures in the finance and investment industries.
And I hope that these financially independent quotes highlight the essence of financial literacy and emphasize the significance of being careful, educated, and proactive with our finances.
Have a good quote you’d like to share? Please share it in the comments.
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